Recovering a debt from a contractor in Poland can be a significant challenge – especially for foreign creditors who face local legal realities and cunning debtors. Standard debt collection often ends in failure, as the debtor actively hides assets or engages in sham transfers to other individuals.
In such situations, what you need is a trusted local partner who combines legal knowledge, financial analytics, and real fieldwork. Our detective agency operates throughout Poland, and the reports we prepare are ready for use in judicial proceedings across the entire European Union.
Stage 1️⃣ Preliminary, free analysis & non-disclosure agreement (NDA)
We begin every collaboration with a free and confidential analysis of the case.
✅ Full confidentiality – We sign an NDA before receiving any sensitive data from you.
✅ Case review – We analyze the documentation and the history of the receivable.
✅ Opportunity identification – We identify potential directions for investigative actions.
💡 This stage is completely free of charge for you and allows for an assessment of our potential effectiveness without any risk on your part.
Stage 2️⃣ Case implementation and investigative actions
We build our effectiveness on three investigative pillars, which we combine into a coherent strategy.
📂 1. Financial and asset analysis in official registers
We conduct in-depth research of Polish registers to detect assets or traces of their concealment:
- Land and Mortgage Registers (KW) – real estate, mortgages, suspicious transactions.
- National Register of the Indebted (KRZ) – bankruptcy and restructuring proceedings.
- Court and Economic Monitor (MSiG) – announcements regarding legal and financial status.
- National Court Register (KRS) & Central Register of Economic Activity (CEIDG) – personal and capital connections.
🌐 2. Open-source intelligence (OSINT) and digital investigations
A debtor’s digital footprint can be more valuable than documents:
- Social media reveals lifestyles and hidden income.
- Business networks and industry forums show unofficial connections.
- Analysis of documents, photos, and relationships.
👁️ 3. Fieldwork operations
This is the element that no register can replace:
- Discreet surveillance – lifestyle, vehicles, places of residence..
- Environmental inquiries (optional) – information from the debtor’s circles.
- Photo/video documentation – evidence of sham transactions (e.g., the debtor still using a „sold” property).
Stage 3️⃣ Final report and evidentiary material
The result of our actions is a professional report, containing:
- A clear presentation of the factual findings.
- Evidentiary documentation.
- Materials ready for use in courts in Poland and across the EU.
📑 The differentiating factor: As one of the few agencies in Poland, we combine financial analysis, OSINT, and fieldwork into a single, cohesive process. As a result, our reports not only support lawyers but often tip the scales of justice in the creditor’s favor, allowing them to effectively pursue their claims.
🌍Why work with us?
- International experience – We work for companies and private individuals from all over the world.
- Legality and professionalism – We hold a license from the Polish Ministry of the Interior and Administration (MSWiA) (No. RD-77/2024), and our reports can be used as evidence in civil and criminal cases throughout the EU.
- Nationwide operation – We operate throughout Poland, including in smaller towns.
- Bilingual communication – Contact and reports are available in Polish and English.
- Digitally signed documents – Ready for immediate use.
📞 Effective debt recovery in Poland – take the first step
Whether you are a law firm, a collection agency, or a private individual, don’t let your debtor hide their assets with impunity.
👉 Contact us today – the analysis is free, and time always works in the debtor’s favor, not the creditor’s.
- mail: biuro@detektywi.pro
- tel: +48 724 624 624
🛡️ Trust a licensed detective agency and regain control over your receivable.